Therapy Fees & Insurance
Clear information about therapy fees, insurance coverage, and payment options for online services in Colorado and Florida.
Per 50-minute self-pay session.
I can help verify your eligibility and estimated benefits.
Verify Your Insurance
Email a clear copy of the front and back of your insurance card to info@denverbreakthroughs.com. I will review your information and help verify your eligibility, benefits and estimated cost before scheduling.
Please use a secure or encrypted email option when available. Insurance verification is an estimate and does not guarantee payment by your insurance company.
Understanding Your Insurance Benefits
Insurance benefits can vary by plan. Reviewing your benefits before scheduling helps clarify whether therapy is covered and what your estimated out-of-pocket cost may be.
Send a clear copy of the front and back of your insurance card so your plan information can be reviewed.
Your eligibility, outpatient mental health benefits and telehealth coverage can be checked before scheduling.
Your estimated cost may depend on your deductible, copay, coinsurance and behavioral-health benefits.
After benefits are reviewed, you can decide whether to use insurance or self-pay for services.
What can affect your cost?
Mental health benefits are not always the same as general medical benefits. Your insurance company may apply different rules for outpatient therapy, telehealth, deductibles or coinsurance.
Therapy Fees and Insurance FAQs
Select a question below for additional information about online therapy, insurance and payment options.
Do you accept Florida Blue?
To verify your plan, email a clear copy of the front and back of your insurance card to info@denverbreakthroughs.com.
I will review your information and help determine your eligibility, estimated copay, deductible and other expected costs before scheduling.
What is your fee?
Individual therapy sessions are $150 per 50-minute session.
What insurance plans do you accept?
Insurance availability depends on your state, specific plan and current network eligibility. Plans may include:
Email the front and back of your insurance card to info@denverbreakthroughs.com so I can check your specific plan.
How do I use my insurance?
Email a clear copy of the front and back of your insurance card to info@denverbreakthroughs.com.
I will use the information on your card to verify your eligibility, behavioral-health benefits and estimated financial responsibility. I will then contact you with the available information and explain the next steps for scheduling.
Coverage information is based on the information provided by your insurance company and is not a guarantee that a claim will be paid.
How will I know what insurance will cost?
Your estimated cost depends on your plan's deductible, copay, coinsurance and behavioral-health benefits.
After you send the front and back of your insurance card, I can verify your available benefits and provide an estimate of your expected responsibility.
Why can insurance costs vary?
Insurance costs vary because each plan may handle outpatient mental health benefits differently. Your cost may depend on your deductible, copay, coinsurance, network status and whether telehealth is covered by your plan.
Some plans require a deductible to be met before benefits apply. Other plans may have a fixed copay or coinsurance amount for outpatient therapy.
What should I ask my insurance company?
If you want to confirm your benefits directly, call the number on the back of your insurance card and ask about outpatient mental health coverage.
Do you offer self-pay therapy?
Yes. Self-pay is available for clients who do not have insurance, prefer not to use insurance or have a plan with which I am not currently in network.
Self-pay may also offer greater privacy and flexibility because treatment does not require insurance authorization.
Can I use HSA or FSA funds?
Many clients use Health Savings Account or Flexible Spending Account funds to pay for therapy or eligible clinical services. Eligibility varies, so confirm coverage with your HSA or FSA administrator.
Do you offer a consultation?
Yes. I offer a brief 15-minute consultation to discuss what you are looking for, answer initial questions and determine whether working together may be a good fit.
What forms of payment do you accept?
Credit and debit cards are accepted for self-pay sessions. Eligible clients may also use HSA or FSA funds.
What is your cancellation policy?
Appointments require at least 24 hours' notice for cancellation or rescheduling. Late cancellations and missed appointments may be charged the full session fee.
Review the complete Refund and Cancellation Policy.
Ready to Take the Next Step?
Request an appointment or email your insurance card so your benefits can be reviewed before scheduling.
Insurance benefits and estimated costs are subject to confirmation by your health plan and are not a guarantee of payment.